I've finally entrusted my money, the stash that I've been keeping under the mattress for almost a year, to a bank. Yeah, just this week, I really opened a bank account (savings and checking) at Chase. All these years I thought that banking was really complicated. It's true that the banker spoke of plentiful financial jargon that overwhelmed me. But the bottom line is that they're like a piggy bank...only glorified. Although it's still a hassle to go at a bank and give/take money from them. But I do need to save efficiently, and also get a good credit card/history so I can buy a car.